Personal Overdraft – Apply with Credmorex

Manage your finances with ease using a Personal Overdraft facility from Credmorex. Get instant access to extra funds whenever needed without applying for a new loan every time. Only pay interest on the amount you use, not the entire limit. It’s a flexible, convenient, and quick solution for handling urgent expenses, bills, or personal needs. Enjoy minimal documentation, fast approval, and complete control over your funds. Apply online today with Credmorex for a smarter financial backup.

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Apply for Personal Overdraft Online

Attractive Interest Rates

The interest rates are nominal to avoid repayment burden.

Minimal Documentation

Only PAN, Aadhar, and Bank Statements are required for approval.

Quick Disbursal

The loan is disbursed into the bank account within 24 hours of approval.

No Collateral

No need to pledge any asset as collateral to avail Advance Salary Loan Online.

Frequently Asked Questions on Personal Overdraft Online

What is a personal overdraft?

A personal overdraft is a flexible credit facility allowing you to withdraw funds up to a set limit and pay interest only on the used amount.

Who is eligible to apply?

Salaried and self-employed individuals with a stable income and a good credit history are eligible.

Is interest charged on the full limit?

No, interest is charged only on the amount you actually use from the approved limit.

What is the maximum overdraft limit?

The limit depends on your income and credit profile, typically ranging up to ₹5,00,000.

How quickly can I access the funds?

Once approved, the overdraft facility is available instantly for use as needed.